Associate Professor
  • Holds a Ph.D degree in Economics from University of California in Riverside, USA.
  • Areas of expertise include Economics and Quality Assurance.
  • Has experience of over 20 years in India, USA and Bahrain.
  • Attended international and regional presentations and conferences. 


Dr. Subhadra Ganguli is an Associate Professor of Economics at Ahlia University in Bahrain. She holds a Ph.D degree in Economics from University of California in Riverside, USA. Dr. Ganguli has a wide ranging experience in academic teaching, research and consulting in Economics and Quality Assurance for the last 20 years in India, USA and Bahrain.  She has worked for 10 years (2004-2014) at the Bahrain Institute of Banking and Finance (BIBF) in various capacities, her last position being the Head of Centre for Banking.


  • Undergraduate and Postgraduate Students


  • Presented a seminar titled “Bahrain’s Future Potential in an Integrated GCC Market” at Rotary Club of Salmaniya, Kingdom of Bahrain
  • The National Qualifications Framework (NQF) Training Session including Mapping Qualifications to the NQF. Conducted by Margaret Cameron, B.A., PgDCG, MSc, FHEA
  • Attended Ph.D. Without Residence Doctoral Programme, conducted by Brunel University
  • Completed “Bloomberg Terminal Training” course including Excel templates, data export and various aspects of single stock analysis (e.g. historical prices, fundamental analysis, etc.)
  • Attended UNCTAD Workshop on FDI Trends and Methodology in Collecting Data on FDI and TNC Activities in the six GCC countries, organised by MENA Centre for Investment,
  • Kingdom of Bahrain and Division on Investment and Enterprise, United Nations Conference on Trade and Development UNCTAD.
  • Completed the certificate for enrolment into Academy of Supervisors by Brunel University, London at Ahlia University, Kingdom of Bahrain during December 1-4, 2014.
  • Attended Euromoney Conference on First GCC Financial Forum in Kingdom of Bahrain
  • Panelist on EDB-BIBF seminar on “Diversification of Bahrain Economy – Recent Trends”  with Dr. Jarmo Kotilaine, Chief Economist, EDB, Mr. Mohammed Dito, Advisor to the CEO, LMRA
  • Attended World Islamic Banking Conference in Kingdom of Bahrain
  • Attended annual dinner hosted by ABANA (Arab Bankers’ Association of North America)
  • Attended C3 Summit in New York, invited by Trade Representative of Bahrain in New York
  • Panel member “How Will the Post Crisis Economic Order Look Like?” along with Khalid
  • Hamad, Executive Director of Banking Supervision (CBB); Dr. Jarmo Kotilaine, Chief Economist, Economic Development Board, Dr. Wichai Turangpon, Chief Economist, Arab Banking Corporation, organized by Inter-Arab Cambist Association (ICA)
  • Panel speaker at Economic Development Board seminar “Bahrain’s Competitiveness 2013”
  • Moderated panel discussion “Financial Toolkit for SME’s” in “GCC Future Entrepreneurs” conference. (May 2012)
  • Attended “GCC Private Banking Conference” organized by Euromoney (Mar 2012)
  • Attended CBB organized conference with UNCTAD “The Global Financial and Economic Crisis – What Next” (Jan 2012)
  • Attended “Increasing access to credit in the MENA through effective financial infrastructure” organized by MENA Centre for Investment, IFC, CBB and Arab Monetary Fund
  • Attended “The World Investment Report” organized by MENA Centre for Investment and UNCTAD
  • Organized and attended “SMEs’ role in Job Creation in the MENA Region” in collaboration with the MENA Centre for Investment
  • Attended “Quality Education and Training: Towards a Better Future” organised by Quality Assurance Agency for Education and Training, Bahrain
  • 3rd Annual Middle East Risk Management Forum, Bahrain
  • AAOIFI – World Bank Annual Conference on Islamic Banking and Finance (Dec 2009)
  • Organised and attended BIBF-PRMIA Bahrain Chapter seminar by Mr. Abayomi Alawode,
  • Advisor to the Financial Stability Directorate, CBB on “Identification and Analysis of Risks to Financial Stability” (Nov 2009)
  • Organised and attended PRMIA Bahrain Chapter seminar by Prof. Sudhakar Raju on “Financial Contagion, Systemic Risk and the Credit Crisis” (Oct 2009)
  • Organised and attended “Financial Stability Seminar” addressed at CEOs and CFOs
  • Organised and attended the 2008 “International Risk Seminar” addressed at CEOs and CROs (Chief Risk Officers). Organised the launch of PRMIA Bahrain Chapter at the event.
  • Graduate Student Assistant for the Second World Congress of Environmental and Resource Economists at Monterey, California, USA. Involved in organising and assistance.
  • “Pollution Havens in Mexico? An Econometric Analysis of the Relocation of Companies from the US to Mexico Before and After NAFTA” – Ongoing work presented at the Instituto Nacional de Ecologia (INE) of the Government of Mexico at Mexico City, Mexico
  • “Pollution Havens in Mexico? An Econometric Analysis of the Relocation of Companies from the US to Mexico Before and After NAFTA” – presented at the Department of Economics in the Metropolitan Autonomous University at Azcapotzalco (UAM-A), Mexico City, Mexico.
  • Invited participant to the Workshop on Pollutant Release and Transfer data in North America: Experiences and Future Opportunities in the Academic Community, organised by the Center for Environmental Cooperation (CEC) in Montreal, Canada.
  • Returns to Scale and Environmental Regulation in Duopoly presented at the Annual


  • A. J. Al-Sammak, “Design of a Multi-Code Wide Band Encoder-Decoder System”, International Journal on Engineering Applications, (IREA), Italy, Vol. 1, No. 2, pp150-157, March 2013.
  • A-Imam J. Al-Sammak, “New five-user collaborative codes with improved performance”, International Journal of Electronics and Communications, Elsevier, published online 19 May 2009, 64 (2010), pp. 624-628, DOI:  0.10.16/j.aeue.2009.04.002. 64(7):624-628 · July 2010
  • Fayez Gebali and A. J. Al-Sammak, “Performance of collaborative codes in CSMA/CD”, European Transaction on Telecommunications, Volume 17, Issue 5 (September/October 2006), pp 525-531.
  • F. Gebali and A. J. Al-Sammak, “Modeling CSMA/CA Protocol for Wireless Channels that Use Collaborative Codes Modulation”, IEE Proceedings – Communications, Vol. 153, No. 3, June 2006, pp: 405 – 409.
  • F. Gebali and A. J. Al-Sammak, “Markov chain analysis of collaborative codes in random multi access communication systems”, Computer Communications, Vol. 28, pp.441-448, 2005.
  • A. J. Al-Sammak, R L Kirlin and P F. Driessen, “Design of a new time orthogonal multiuser line code”, IEE proceedings – communications, Vol. 150, No. 4, August 2003, pp. 244 – 248.
  • A. J. Al-Sammak, “Encoder Circuit for inverse differential Manchester code” Operating at any Frequency”, IEE Electronics Letters, Vol. 38, No. 12, 6th June 2002, pp. 567 – 568.
  • A. J. Al-Sammak, “Five user collaborative code with rate of 1.67”, IEE Electronics Letters, Vol. 37, No. 3, 1stFebruary 2001, pp. 183 – 184.
  •  AJ Al-Sammak,” Ten 5-user collaborative codes with reduced constellation size”, 2008 International Conference on High Performance Computing, Networking and Communication Systems (HPCNCS-08), Orlando, Florida, USA, July 7-10, 2008.
  • H Shehabi, AJ Al-Sammak, and I Janahi, “Private engineering education in Bahrain”, symposium on Private Engineering Education, Federation of Arab Engineers (FAE), Cairo, Egypt, August 2005. (in Arabic)
  • A. J. Al-Sammak and R L Kirlin,” A proposed scheme for combining ARQ with STBC to improve error performance”, Wireless 2004, Calgary, Canada, 12-14 July 2004.
  • I Janahi, AJ Al-Sammak, and H Shehabi, “Evaluation of Engineering Education in Bahrain – Current status and hopes”, Symposium on Modern Techniques in Engineering Education and Training, FAE, Amman, Jordon, May 2004. (in Arabic).
  • A. J. Al-Sammak, R L Kirlin and P F. Driessen,” Some limits on orthogonal time multiple access code” IEEE PACRIM03, Victoria, Canada, 28 – 30 August 2003.
  • Fayez Gebali and A. J. Al-Sammak, “Markov chain analysis of collaborative codes in wireless random access channels”, IEEE International Symposium on Advances in Wireless Communications (ISWC’02), Victoria, BC, Canada, 23-24 September 2002. pp 25-26, Proceedings editors: M S Alouni and T A Guliver.
  • A. J. Al-Sammak, R. l. Kirlin and P.F. Driessen, Design of a new Line Code”,  International Symposium on Advanced Radio Technologies (ISART 2002), Boulder, Colorado, USA, 4-6 March 2002.   Organized by US Institute for Telecommunication Sciences, co-sponsored by IEEE, NITS (USA).
  • R. Khan and A. J. Al-Sammak, “A 12-step Voltage Source Inventor Control Circuit for Induction Motor Drives”, IEEE Industry Applications Society Annual Meeting, San Diego, 6-10 October 1996.


17298999 sganguli@ahlia.edu.bh





  • Monetary and Financial Economics

  • Public Finance

  • Econometrics

  • International Trade

  • International Business and MNCs